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Legal Statement

Please completely read and print this contract. It stands as the restrictions and agreement between the owner of this site and all visitors. This is a dynamic Web site, including information and inputs from others as well as the site author. In preparing this site effort has been made to offer the most current and clearly expressed information possible. However, inadvertent errors can occur, and applicable laws, rules and regulations often change. Please do not consider this information as more than food for thought at any time. The information, links, recommendations, and implications contained in this site are comments and opinions at best and should not be taken, used, or followed without personal consultation with the site owner. Certain links on this site lead to resources located on servers maintained by third parties over whom Helen Phillips has no control. As such, Helen Phillips makes no representation as to the accuracy, content, or any other aspect of the information contained on such servers. Let the Visitor beware! All copyrights, trademarks, service marks, and logo's are the respective property of their holders. Some information contained in this site refers to other sites or authors, but most is original intellectual work produced by Helen Phillips resulting from experience and supported by the research of various confirming sites already existing on the Web. If you detect any issues with the legality of this site in any way, shape, or form, problems are always unintentional and will be corrected with notification. Unless otherwise allowed by law or stated elsewhere, NO part of the normally displayed text or graphics, including keywords and HTML commands not normally displayed, on this site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including by photocopying, facsimile transmission, recording, rekeying, scanning, or yet uninvented means, or by using any information storage and retrieval system, EXCEPT WITH THE PRIOR WRITTEN PERMISSION OF THE AUTHOR AND APPROPRIATE REFERENCES TO THIS SITE AS DEFINED BY THE AUTHOR. All text is intellectual property and is copyrighted. Each web page of portion thereof contained in this site has a retail value of $6,000.00 US and is only available when ordered from the author. No portion of this site may be used or redistributed for commercial purposes. You may save a local copy or print a copy of material at this site for your own personal use, provided the copyright notice on the material is not removed. However, you may not make any charge for such use and any commercial exploitation is expressly prohibited. This means, for example, that you must not post material from this site to a local intranet site, or distribute the material for your own commercial purpose, without the copyright owner’s permission.